Our planning calculators can help you make financial decisions that are right for you in the privacy of your home.  Try all of your ‘What If" scenarios as often as you like.

We do not capture information you input when using these planning tools.

This calculator computes your approximate monthly payment (principle + interest) and total amount of interest charged over the course of the loan based on your loan amount, your annual interest rate, your loan term in years and whether you will make monthly or bi-weekly payments.  An amortization table is also available for the monthly payment option.

This calculator will show you how long it will take to pay off an account balance, and how much total interest you will pay based on the monthly payments you can make, the balance of the loan and your annual interest rate.

Spinks Financial Services offers new home loans, home equity loans, refinancing, debt consolidation, and many other specialized mortgage products for customers in the state of Alabama: Montevallo, Birmingham, Shelby County, Huntsville, Hartselle, Mobile, Montgomery, Tuscaloosa, Auburn, Dothan and the many other charming communities of Alabama.